OnLine Taxes, Inc. has partnered with SBBT (Santa Barbara Bank and Trust) to offer bank products for individual users. We offer several products, see which one best fits your needs!
If you do not have a credit/debit card or a Pay Pal account, you can use the RT option to pay for your filing fees.
RT (Refund Transfer)
Direct Deposit - $14.00 bank fee plus olt.com fees when filing a Federal return or Federal and State return together.Cashiers Check - $14.00 bank fee plus olt.com fees when filing a Federal return or Federal and state return together.If you are in a crunch and need your refund quicker than the time amounts given on the IRS Refund Cycle Chart, use the RAL option.
RAL (Refund Anticipation Loan)
RAL fees are based on the expected refund amount by the IRS. Finance charges are 3% of the loan amount not to exceed $105, a $14 service fee from SBBT plus olt fees. Available loan amounts for RALs are from $300 to a maximum loan of $4500.
*Note: OLT urges you to read your full agreement with SBBT. If there are any discrepencies in charges, you must contact SBBT directly.
*You must agree to the terms and conditions provided by SBBT when choosing a bank product. All fees and information will be disclosed in your agreement.
*IRS Free File customers will not have the option to use the RAL due to IRS guidelines however they can use the RT option and be "considered" as a state only return by SBBT. This means your Federal refund will come from the IRS and the state refund will come from SBBT.
*RAL and RT is not an option for filing a State-Only tax return.
To check the status of your SBBT refund or if you have questions, you may either logon to their web site.
OR
Call SBBT at 877-908-7228
To learn more about SBBT Bank products, you may visit their Taxpayer FAQ's page.
