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E-FILE PAYMENT OPTIONS
Choose how you want to pay.
Pay OLT fees by major credit card, PayPal, or-if eligible-have authorized amounts deducted from your federal refund using a Refund Transfer.
Card payment
Pay OLT directly using a major credit card.
PayPal
Complete payment through PayPal, then return to OLT to finish filing.
Refund Transfer
No credit card required, but additional bank-product fees apply.
PAYMENT METHODS
Three ways to pay your OLT filing fees.
Keep each option separate, explain the tradeoffs up front, and avoid making customers discover a bank-product fee at the end of the filing process.
DIRECT PAYMENT
Credit Card
Standard OLT fees apply
Pay OLT fees securely using a major credit card.
- Visa, Mastercard, Discover and American Express accepted
- Immediate direct payment
- No Refund Transfer bank-product fee
DIGITAL WALLET
PayPal
Standard OLT fees apply
Use a PayPal account to make your payment.
- PayPal account required
- PayPal accepts major credit cards
- Return to OLT after payment to complete tax filing
REFUND TRANSFER
Pay by Refund
$29.95 additional fee
Have authorized fees deducted from your federal income-tax refund after it arrives.
- No credit card required
- Refund Transfer offered by Green Dot Bank, Member FDIC
- Tax refund and e-filing are required
- $29.95 plus other applicable OLT fees
COMPARE OPTIONS
Make the cost difference obvious.
Customers should understand that "Pay by Refund" is a paid deposit product-not a free alternative to entering a credit card.
Feature
Card
PayPal
Refund
Major card supported
Yes
Yes
Not needed
Pay directly now
Yes
Yes
No
Credit card required
Yes
Account
No
Extra $29.95 fee
No
No
Yes
Federal refund required
No
No
Yes
Important: Refund Transfer is a deposit product offered by Green Dot Bank, Member FDIC. It is not a loan. OLT's current page says tax refund and e-filing are required, terms may change without notice, and the $29.95 fee is in addition to any other applicable OLT.com fees.
PAYMENT SECURITY
Reassurance where customers need it.
Payment pages should reduce anxiety, not create it. Put payment-security and process guidance immediately next to the choices.
Secure payment flow
Major credit-card payments are accepted through OLT's payment process.
PayPal handoff
Customers using PayPal must return to OLT afterward so payment is received and filing can be completed.
Refund Transfer disclosure
Clearly distinguish the Green Dot Bank deposit product from a standard OLT payment.
COMMON QUESTIONS
Before you choose a payment method.
No. OLT's current page describes Refund Transfer as a deposit product offered by Green Dot Bank, Member FDIC, and specifically states that Refund Transfers are not loans.
No. The current page says no credit card and no payment are required until the federal income-tax refund is deposited. The additional Refund Transfer cost is $29.95 plus other applicable OLT fees.
Return to OLT.com after the PayPal payment. OLT says this is necessary so it receives the payment and you can complete filing your return.
The current payment page shows Visa, Mastercard, Discover and American Express.
READY TO FILE?
Choose your payment method when your return is ready.
Prepare and review your return first, then select the payment option that works best for you.